There are problems with that.
- It implies that God is cruel—he gives no second chance.
It implies that God is unfair—he stacks the deck in favor of some souls, against others.
For example, a person born in a good Christian family will get every opportunity to hear about Jesus Christ, put his faith in Christ, and, according to Christian teachings, be saved. But if you’re born in an atheistic or unenlightened family—well, tough luck.
It leaves no sensible way to explain why people (or, for that matter, any living beings) are born in different circumstances.
Why should one person be born rich, another poor, one healthy, another diseased? If we live only once, it seems the best you can say is "It’s just chance"—which is no explanation at all.